USDA Loans

USDA loans, supported by the U.S. Department of Agriculture, are encouraging growth in rural regions and enabling low or moderate-income households to buy homes. These loans are aimed at promoting rural development and living. If you’re considering settling in a rural Texas area, you could be eligible for a Texas USDA mortgage loan.

How it Works

  • USDA loans are mortgages offered by approved lenders that are guaranteed by the U.S. Department of Agriculture.
  • These loans are designed to help low or moderate-income households purchase homes in rural areas that are considered eligible by the USDA.
  • USDA loans require no down payment, making them a popular option for first-time homebuyers.
  • USDA loans offer fixed interest rates and flexible repayment terms, making them an affordable option for many borrowers.

Qualification Requirements

  • The property must be located in a rural area. (This means the area must have a population less than 20,000)
  • You must make less than 15% above the average income for the area
  • Must be able to demonstrate that you have stable income and employment.

Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!

Working with Mortgage Financial Services, LLC

  • We put YOU first.
  • Mortgage Financial Services, LLC offers some of the most competitive rates in the Nation!
  • Fast and efficient, we close most of our loans in 30 days or less.
  • We offer a variety of loans. Mortgage Financial Services, LLC can help you find the loan that is right for you!!!PropM